Apple Pay Later may not arrive until next year due to ‘technical and engineering’ setbacks

Apple Pay Later may not arrive until next spring, according to Apple Bloomberg’s Markus Gurmann. As you may recall, Apple announced the Buy Now, Pay Later feature at WWDC 2022, saying at the time that it would be coming with iOS 16. Well, the latest version of the company’s mobile operation is here and Apple Pay Later is nowhere to be found.

A footnote on Apple’s website states that the feature will be available “in a future update.” As Gurman notes, other previously announced iOS 16 features that aren’t available yet are listed as “later this year.” Gurman believes the discrepancy is because Apple doesn’t know when Pay Later will be ready, and the feature may not arrive until iOS 16.4 ships in 2023. “I’ve heard that there have been quite significant engineering and technical challenges with the service going down, which is causing delays,” he notes.

It’s interesting to learn that Apple encounters technical challenges when implementing a Pay Later service. Based on Gurman’s previous reporting, the company has been working on such a feature for more than a year. It has even struggled to set up a subsidiary called Apple Financing to handle credit checks and customer approvals. All of these moves suggest that the company views financial services as an important part of its future.

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