0% intro APR for up to 21 months (for both purchases and balance transfers) – This is where The Wells Fargo Reflect℠ Card is hard to beat. Cards start with 0% introductory APR on purchases and eligible balance transfers for 18 months. To make it even better, you can get your referral APR extended for up to three months, for a total of 21 months. All you need to do is make the minimum payments on time during the referral and renewal period.
It should be noted that the introductory APR applies to balance transfers made within the first 120 days of account opening. There is also a balance transfer fee of 3% (minimum $5) for transfers made within the first 120 days and 5% (minimum $5) for transfers made thereafter. Those fees are standard in balance transfer credit cards.
No annual fees – The Wells Fargo Reflect℠ card reduces fees where appropriate. In particular, the card has no annual fee.
Mobile protection – When you pay your monthly cell phone bill with your eligible Wells Fargo credit card, you’ll get up to $600 in cell phone protection (subject to the $25 deductible). This is one of those underrated credit card perks. You don’t have to pay out-of-pocket for phone insurance as this card already includes protection.
Special offer – Through My Wells Fargo Deals, you can earn cashback statement credits on shopping, dining, and experiences that you pay for with your eligible Wells Fargo card.
https://www.fool.com/the-ascent/credit-cards/landing/wells-fargo-reflect-review/?utm_site=theascent&utm_campaign=ta-cc-co-cnn-welref2-ron-5-hp-sfpb&utm_medium=cpc&utm_source=cnn Wells Fargo Reflect Card Review